NJ Lenders Data Incident Settlement: What It Provided

• You may request one year of CyEx Financial Shield Complete.
• The service includes $1 million in financial-fraud insurance and monitoring for fraud or identity theft, unauthorized financial transactions, and personal information used in high-risk transactions.
• You need an enrollment code. The notice says codes were sent to class members; if yours is missing, contact the Settlement Administrator. Activation instructions will be sent after final approval.
• You must submit a valid, timely Claim Form to receive settlement benefits, including credit monitoring.
• The cash form has no separate monitoring checkbox. Follow the enrollment code and later activation instructions; ask the administrator if you want monitoring without a cash payment or are unsure how to enroll.

• You can choose either documented-loss reimbursement or the $40 alternate cash payment. You cannot receive both cash-payment options.
• Credit monitoring is available in addition to whichever cash option you choose, as long as you make a valid claim.

• You may seek up to $2,500 for actual out-of-pocket losses that resulted from the Data Incident and occurred between August 18, 2025, and October 1, 2026.
• Examples include identity-theft or fraud losses, certain credit-report or credit-freeze costs, ID replacement costs, and postage used to contact banks.
• You must provide reasonable documents, such as receipts, showing what you spent or lost and connecting the expense to the Data Incident. A personal statement, declaration, or affidavit by itself is not enough.
• You cannot recover expenses already reimbursed by another party.

• The alternate cash option is a one-time $40 payment.
• You do not need to provide proof or explain a loss for this option.
• It is an alternative to the documented-loss option, not an additional payment.

Claim form checked September 9, 2026: https://cw.simpluris.com/docs/public/downloads/NCC1/CLAIM_FORM. Mail to NJ Lenders Data Incident Settlement, c/o Settlement Administrator, PO Box 25226, Santa Ana, CA 92799-9958.

• Submit a Claim Form online, or download a printable form and mail it to the Settlement Administrator.
• For a mailed claim, the form must be completed and signed. Include supporting documents when they apply, such as for a documented-loss claim.
• Online claims must be submitted by October 1, 2026. Mailed claims must be postmarked by that date.
• The official paper form asks for contact information, a Login ID if known, your selected cash benefit, supporting records if applicable, a payment method and a signed attestation. Online filing uses your unique Login ID and PIN. Contact the administrator if you need those credentials.

• If you do nothing, you will not receive credit monitoring, a cash payment, or documented-loss reimbursement.
• Unless you opt out, you remain in the settlement and give up the rights described in the settlement's release. In practical terms, the notice says you cannot join or continue another lawsuit against NJ Lenders about issues covered by this settlement.

• Opting out means formally choosing to leave the settlement. You would receive no settlement benefits, but would keep any rights you may have to bring your own case against NJ Lenders about the issues in this case.
• Mail an Opt-Out Request postmarked by September 16, 2026. It must identify the case, give your name and contact information, include your personal signature, and clearly say that you do not want to participate.
• You may opt out only for yourself, not for someone else.
• Use notice Question 15 for the full requirements. Mail to NJ Lenders Data Incident Settlement, ATTN: Exclusion Request, PO Box 25226, Santa Ana, CA 92799-9958.

• You may object only if you stay in the settlement; a person who opts out cannot object.
• To be considered, your complete objection must be filed with the Clerk of Court by September 16, 2026. You must also mail copies to the Settlement Administrator, Class Counsel, and the defendant's counsel.
• The notice requires detailed information with an objection, including your grounds, contact information, signature, and information about certain prior objections by you and any lawyer representing you.
• Follow notice Question 16 for the complete requirement list and every recipient address, including any hearing attendance and witness information.

• The final approval hearing is scheduled for October 16, 2026, at 11:00 a.m. Eastern Time in Courtroom 322 at the Superior Court for Passaic County, 77 Hamilton Street, Paterson, New Jersey.
• The Court will decide whether to approve the settlement and will consider timely objections. You do not have to attend.
• The notice says the hearing date or time may change without further notice.

• Benefits are not issued merely because a claim is filed. The Court must first grant final approval.
• There may be appeals after approval. Cash payments will be distributed after final approval and after any appeals are resolved.
• The notice does not give a specific payment date.

The notice describes losses from August 18, 2025 through October 1, 2026. The official claim form instead says August 18, 2025 through the date you file the form. Both require actual, documented losses caused by the incident and exclude reimbursements already received elsewhere. Do not include future expenses. If you incur another qualifying expense after filing, ask the administrator how to handle it.

Sources checked September 9, 2026: https://cw.simpluris.com/docs/public/downloads/NCC1/LONG_FORM_NOTICE and https://cw.simpluris.com/docs/public/downloads/NCC1/CLAIM_FORM. Contact (833) 421-7307 or [email protected].