Community Dental Care Data Breach Settlement: What You Can Claim

A proposed settlement covers people affected by the Community Dental Care data breach. Class members can claim up to $5,000.00 in documented losses or a one-time $50.00 payment, plus two years of medical and credit monitoring, with claims due October 19, 2026. The court has not yet given final approval.

Community Dental Care Data Breach: Up to $5,000 or $50
No-Proof OptionMonitoring Ends Soon

Benefit Summary

Settlement Class Members: All individuals whose personal information was accessed without authorization in the December 2024 Community Dental Care data breach, including those who received a data-breach notice. Excluded are Community Dental Care and its officers, directors, and related companies; governmental entities; the judge, the judge’s family and staff; and anyone who perpetrated the data security incident.

Documented-loss payment with monitoring: These benefits can combine when their individual eligibility and claim requirements are met. You may claim up to $5,000 for actual, unreimbursed, documented out-of-pocket losses caused by the data breach and incurred from December 20, 2024, through October 19, 2026. Covered examples include identity-theft or fraud losses, certain credit-related fees, ID replacement costs, and postage to contact banks. Lost time and other non-monetary losses are not covered. Amounts already reimbursed by another party cannot be claimed. Two years of CyEx medical and credit monitoring, offered alongside either cash choice. Sources use both Medical Shield Pro and Complete; see the Q&A for the difference and enrollment instructions. The included insurance of up to $1 million is coverage, not a cash settlement award.

Alternative cash payment with monitoring: These benefits can combine when their individual eligibility and claim requirements are met. You may claim a one-time $50 cash payment without providing proof or an explanation. Two years of CyEx medical and credit monitoring, offered alongside either cash choice. Sources use both Medical Shield Pro and Complete; see the Q&A for the difference and enrollment instructions. The included insurance of up to $1 million is coverage, not a cash settlement award.

Choose one of these benefit packages; they are alternatives for this group.

Available Awards

Up to $5,000 documented losses OR $50 alternative cash payment

Who Is Included

The class includes people whose personal information was accessed without authorization in the December 2024 Community Dental Care data breach, including people who received a data-breach notice. Exclusions apply to Community Dental Care and affiliated entities and personnel, government entities, the judge and the judge’s family and staff, and anyone who caused the incident.

  • Proof required: A documented-loss claim needs proof of unreimbursed expenses, such as bank statements or receipts, showing when and how much was spent or lost and connecting the expense to the data breach. Self-prepared notes may support other evidence but cannot establish a claim by themselves. The $50 alternative cash payment requires no proof or explanation. Enrollment codes were sent for monitoring; the notice directs people without a code to contact the Settlement Administrator.

Claim and Payment Information

  • Claim method: Online, U.S. mail, or emailed completed form
  • Claim deadline: 2026-10-19
  • Instructions: Submit a signed cash claim by October 19, 2026 with your Login ID, PIN and any required loss records. The notice uses a postmark deadline for mail, but the official form says received by that date and also allows an emailed image of the completed form. See the Q&A for these differences, addresses and administrator contact details.

Questions & Answers

Can I receive monitoring and a cash payment?

Yes. The monitoring benefit is offered to all Class Members, separately from the choice between the two cash options.

  • You may enroll in the two-year monitoring benefit and also make one cash claim.
  • For cash, you must choose either the documented-loss option or the $50 alternative payment. You cannot receive both cash options.

What losses may qualify for the up-to-$5,000 documented-loss payment?

The documented-loss option can pay up to $5,000. It is for qualifying financial losses, not a payment for time spent dealing with the breach.

  • The loss must be an actual, unreimbursed, out-of-pocket loss caused by the data breach.
  • It must have occurred from December 20, 2024, through October 19, 2026.
  • Examples include identity-theft or fraud losses, certain credit-reporting or credit-freeze fees, replacement-ID costs, and postage for contacting banks.
  • Lost time and other non-monetary losses are not covered.
  • You cannot claim an expense already reimbursed by another party.

What proof is needed for a documented-loss claim?

Documentation is required for the documented-loss option. In contrast, the $50 alternative cash payment does not require proof or an explanation.

  • Send records such as bank statements or receipts.
  • The records should show when the loss happened, how much was spent or lost, and that it resulted from the data breach.
  • You may include notes you prepared yourself to explain other records, but notes alone are not enough.

What does the monitoring benefit cover, and what if I lost my enrollment code?

The notice says enrollment codes were sent by postcard; contact the administrator if yours is missing. The notice uses both CyEx Medical Shield Pro and Complete. The official enrollment-instruction request page uses Complete. Ask the administrator to confirm the actual product and activation requirements.

The separate website request lets you log in with your Login ID and PIN to request an email reminder with enrollment instructions after the settlement becomes final. This request is not itself enrollment. The cash claim form has no monitoring checkbox, and the notice is unclear about whether that form is also needed for monitoring. Confirm the required steps and any enrollment deadline with the administrator.

Checked September 9, 2026: https://www.CDDataBreach.com/form/email-request/ and the official notice and claim form at https://www.CDDataBreach.com/.

  • The service includes up to $1 million in medical identity-theft insurance.
  • It monitors healthcare-insurance ID exposure, Medical Record Number (MRN) exposure, and unauthorized Health Savings Account spending.
  • A fraud-resolution agent is available if suspicious activity occurs.

How do I submit a cash claim, and when is it due?

A Claim Form is required for either cash option. The notice and form overview clearly make the $5,000 documented-loss option and $50 alternative cash payment mutually exclusive, despite inconsistent section references beside the form checkboxes. Select only one cash option and ask the administrator about any confusing form fields.

Official claim form checked September 9, 2026: https://cw.simpluris.com/docs/public/downloads/CDC8/CLAIM_FORM. For help call (866) 675-2314 or email [email protected].

  • File a cash claim online by October 19, 2026, or use the signed official paper form with required supporting documents.
  • The notice says mailed claims must be postmarked by October 19, 2026, while pages 1 and 3 of the official claim form say received by that date. Send early enough for receipt and ask the administrator to clarify if the difference affects you.
  • The claim form also permits emailing an image of the completed form to [email protected] by October 19, 2026.
  • The paper form requires your Login ID and PIN. Contact the administrator if you do not have them. Mail to Community Dental Care Data Breach Settlement, c/o Settlement Administrator, PO Box 25226, Santa Ana, CA 92799-9958.

When will cash payments be sent?

The scheduled final approval hearing is November 23, 2026. That hearing date does not mean payments will be sent then.

  • The court must first grant final approval.
  • Any appeals must also be resolved before payments are distributed.
  • The notice does not provide a payment date.

What happens if I do nothing?

Doing nothing does not submit a claim or obtain a cash payment.

  • You will not receive a settlement benefit.
  • If you do not opt out, you remain in the settlement and give up the rights described in the settlement release, including the ability to bring or join another lawsuit against Community Dental Care about claims covered by the settlement.

How do I opt out of the settlement?

Opting out means leaving the settlement. You will not receive settlement benefits, but you keep any rights you may have to pursue your own claim about the issues in this case. You may exclude only yourself, not another person.

  • Send a written Request for Exclusion by September 24, 2026.
  • Include the case name and number, your full name, current mailing address, telephone number, email address, personal signature, and a statement that you want to be excluded.
  • Use notice Question 15 for the complete instructions. Submit or postmark by September 24, 2026, by mail to the Settlement Administrator, Attention: Exclusion Request, PO Box 25226, Santa Ana, CA 92799, or by email to [email protected].

What do I need to do to object to the settlement?

An objection tells the court why you think it should not approve some or all of the settlement. It does not remove you from the settlement.

  • You must remain in the settlement; people who opt out cannot object.
  • File a complete written objection with the Clerk of Court by September 24, 2026.
  • Also send a copy to the Settlement Administrator, Class Counsel, and Community Dental Care’s counsel by that date.
  • The objection must include identifying information, proof of Class Member status, your reasons and any supporting material, and your signature. The notice lists additional requirements if you have a lawyer, seek to speak at the hearing, or plan to offer witnesses or documents.
  • Follow notice Question 16 for all nine requirements and each recipient address, including prior class-action objections, any proposed appearance and witness information, and your personal signature; a lawyer signature alone is insufficient.

Other Important Dates

  • Exclusion deadline: 2026-09-24
  • Objection deadline: 2026-09-24
  • Final approval hearing: November 23, 2026, at 11:00 AM Central Time
  • Hearing location: via Zoom

Case Details

  • Case name: In re Community Dental Care
  • Case number: 62-CV-25-2490
  • Court: District Court for Ramsey County, Minnesota
  • Administrator: Settlement Administrator
  • Official Settlement Website: https://www.CDDataBreach.com

Sources

Official Settlement Website
Claim form, FAQ, deadlines, administrator information
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Official Settlement Notice (PDF)
Court-approved notice describing eligibility and benefits
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Official Notice

Read the notice PDF or the text version below.

Official Notice PDF
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Information last updated on 2026-10-01