Can I get the $50 cash payment as well as credit monitoring or reimbursement?
Choose either the alternative cash payment or the other benefits. The $50 cash option replaces all of the other settlement benefits, rather than adding to them.
- The alternative cash payment cannot be combined with credit monitoring, ordinary-loss reimbursement, extraordinary-loss reimbursement, or lost-time payment.
- The notice does not say that credit monitoring and the loss-related benefits are mutually exclusive. But lost time is included within the $100 ordinary-loss limit, and an extraordinary loss cannot be paid if it is already covered as an ordinary loss.
What do I need to claim ordinary out-of-pocket losses?
You can seek up to $100 for qualifying out-of-pocket expenses. The notice calls these Ordinary Losses.
- The expense must have been caused by the Data Security Incident and incurred from August 10, 2024, through December 28, 2026.
- Examples include credit-report or monitoring fees, credit-freeze fees, replacement identification costs, and postage for contacting banks.
- Send evidence of the amount, such as receipts. Notes or papers you created yourself may help explain other evidence, but cannot by themselves support the claim.
- Do not include an expense already reimbursed by someone else.
What makes an identity-theft or fraud loss eligible for up to $900?
The separate extraordinary-loss benefit can reimburse up to $900, but it has additional requirements beyond the ordinary-loss benefit.
- Your financial loss must be from identity theft or fraud and must have occurred from August 10, 2024, through December 28, 2026.
- You need to show that the incident probably caused the loss, that it is not already included as an ordinary loss, and that you tried to avoid or recover the loss, including by using insurance you already had.
- Provide evidence of the loss. Self-created notes alone are not enough, and a loss already reimbursed by another party cannot be claimed.
How does payment for time spent responding to the incident work?
The notice allows payment for time spent dealing with the incident, even though it does not say you must submit documents for this part of a claim.
- You may claim no more than four hours.
- The rate is $15 per hour, so the most available for time is $60.
- Describe briefly what you did in response to the incident, such as changing passwords, checking suspicious account activity, or researching the incident.
- Lost-time payment uses part of the $100 Ordinary Losses cap; it is not another $60 on top of that cap.
What does the two-year credit-monitoring benefit include?
Class Members can claim two years of CyEx Identity Defense Complete as part of the non-cash-payment option.
- The service includes credit-file monitoring, dark-web scanning, and public-records monitoring.
- It also includes $1 million in identity-theft insurance and access to a fraud-resolution agent if suspicious activity occurs.
- A claim is required to receive this benefit.
When would settlement benefits be sent?
Submitting a claim does not mean payment will be immediate. Benefits will be distributed only after final approval and after any appeals are finished.
- The court must first grant final approval.
- An appeal could delay distribution, and the notice does not say how long an appeal would take.
- The final approval hearing is scheduled for February 5, 2027, at 1:30 p.m. Mountain Time, but the hearing date or time may change.
What do I need to do if I want to opt out?
Opting out means formally leaving the settlement. It is different from objecting to the settlement.
- Mail a written Request for Exclusion to the Settlement Administrator, or submit it by email.
- It must identify the case, give your name and contact information, include your personal signature, and clearly say that you do not want to take part.
- The request must be submitted, postmarked, or emailed by December 28, 2026.
- Opting out means you cannot receive settlement benefits, but you keep any rights you may have to bring your own case about the issues involved.
Other Important Dates
- Exclusion deadline: 2026-12-28
- Objection deadline: 2026-12-28
- Final approval hearing: February 5, 2027 at 1:30 p.m. Mountain Time
- Hearing location: Courtroom 215 of the 2nd District Court of Denver, Colorado, 1437 Bannock St, Denver, CO 80202
Case Details
- Total settlement fund: $455,000.00
- Case name: Freeman, et al. v. Sherr Puttmann Akins Lamb PC
- Case number: 2024CV33283
- Court: 2nd District Court of Denver, Colorado
- Administrator: Claims Administrator
- Official Settlement Website: https://SPALDataIncident.com
Sources
Claim form, FAQ, deadlines, administrator information
Court-approved notice describing eligibility and benefits
