Guadalupe Credit Union Collections Settlement: Automatic Refund

The settlement is aimed at people sued by Guadalupe Credit Union in the specific court and under the attorney-representation circumstances described in the notice.

• You are included if Guadalupe Credit Union filed a collections lawsuit against you in Santa Fe County Magistrate Court and was not represented by a New Mexico-licensed attorney in that collection case.
• The notice does not describe a claim form or another enrollment process for this payment.

The notice does not give one fixed payment amount for everyone because the refund portion depends on what each person paid after the collection case was filed.

• The payment is the amount you paid Guadalupe Credit Union after it filed the collections lawsuit, plus $1,000.
• This is a proposed settlement. The notice says the Court must approve it before people who do nothing are bound by it.

The notice describes payment without requiring action other than keeping your contact information current with the Settlement Administrator.

• You do not need to submit a claim form under the procedure described in this notice.
• Make sure the Settlement Administrator has your current contact information so it can send payment.
• The notice does not say that you must provide supporting documents to receive payment.

This means co-defendants in the same collection case should not assume each person will automatically receive a separate full payment.

• The payment is joint when the collection lawsuit named more than one person.
• The notice allows a different arrangement only if acceptable arrangements are made.

This additional requested amount is specifically for the people identified as Plaintiffs in the class action.

• The notice says Plaintiffs will ask the Court to award each of them $5,000 for their work in achieving the class settlement.
• That amount is requested from the Court; the notice does not present it as a guaranteed award.

If you do nothing, the notice says you will be bound by the settlement if the Court approves it. The notice provides separate instructions for objecting and for leaving the settlement.

• You can stay in the settlement and do nothing.
• You can send a written objection to the Court, Class Counsel, and Guadalupe Credit Union’s counsel by November 30, 2026.
• You can ask to be excluded, meaning you leave the settlement, by mailing a written request that specifically asks for exclusion. It must be postmarked by November 30, 2026.
• You can ask to speak about fairness at the hearing scheduled for 10am on February 3, 2027.

Leaving the settlement is not automatic. Follow the notice’s mailing and wording requirements.

• Mail the written exclusion request to: Salas v Guadalupe Credit Union, c/o Settlement Administrator, PO Box 23668, Jacksonville, FL 32241.
• The request must specifically state that you request exclusion.
• It must be postmarked no later than November 30, 2026.

The notice requires an objection to be sent to all of the listed recipients, not only to the Court.

• Send your written objection by November 30, 2026 to the Court, Class Counsel, and Guadalupe Credit Union’s counsel.
• The notice lists the Court as Honorable Francis J. Mathew, First Judicial District Court, 225 Montezuma Ave., Santa Fe, New Mexico 87501.
• It lists Class Counsel at Treinen Law Office PC, 500 Tijeras Ave NW, Albuquerque, New Mexico 87102, and Guadalupe Credit Union Counsel at Sutin Thayer & Brown APC, PO Box 1945, Albuquerque, New Mexico 87103.