Red Coats Data Breach Settlement

Who is included in the settlement class?

• The class is limited to people who were sent written notification of the Data Incident. It is not defined simply as everyone whose information may have been involved.
• The settlement excludes the judge evaluating the settlement and people found guilty of, or who plead nolo contendere to, causing or assisting the criminal activity behind the incident.

What does the credit-monitoring benefit include?

• You may request one year of CyEx Financial Shield Complete. The service includes monitoring for fraud, identity theft, unauthorized financial transactions, and certain high-risk uses of personal information.
• It also includes up to $1 million in financial fraud insurance and access to a fraud resolution agent if needed.

Can I request more than one benefit?

• Yes. The notice says class members may claim credit monitoring and one or more cash-payment options.
• The cash options are ordinary out-of-pocket losses, extraordinary out-of-pocket losses, and time spent responding to the incident. However, extraordinary losses cannot duplicate losses paid under the ordinary-loss benefit.

• Ordinary losses may be reimbursed up to $2,000 for actual out-of-pocket expenses caused by the incident during the stated period. Examples include identity-theft or fraud losses, credit-related fees, ID replacement costs, and postage for contacting banks.
• You need reasonable documentation, such as receipts. A personal certification, declaration, or affidavit by itself does not count as sufficient documentation.
• You cannot recover an expense that another party has already reimbursed.

• Extraordinary identity-theft or fraud losses may be reimbursed up to $3,000 if they occurred during the stated period.
• You must provide proof of the amount and show that the incident more likely than not caused the loss, the loss is not covered as an ordinary loss, and you tried to avoid or recover the loss, including by using available insurance.
• Notes or documents you prepared yourself may help explain other evidence, but cannot be the only proof. You also cannot claim amounts already reimbursed by another party.

• You may request payment for up to four hours spent responding to the incident, at $25 per hour, for a maximum of $100.
• The time must relate to the incident. The notice gives examples such as changing passwords, investigating suspicious account activity, and researching the incident.
• Briefly describe how you spent the time. The notice does not specify supporting documents for this benefit.

• Submit a Claim Form online by January 7, 2027, or download a form and mail it to the Settlement Administrator.
• A mailed claim must be completed, signed, include any supporting documentation, and be postmarked by January 7, 2027. The notice does not provide a separate claim procedure beyond the online form or the downloadable mailed form.

When might benefits be issued?

• The court is scheduled to hold the final approval hearing on January 4, 2027.
• Benefits are to be distributed only if the court grants final approval and after any appeals are resolved. The notice does not give a payment date.

• To leave the settlement, send a written Opt-Out Request that identifies the case, gives your contact information, includes your personal signature, and says clearly that you do not want to participate.
• It must be mailed to the Settlement Administrator and postmarked by December 8, 2026.
• If you opt out, you cannot receive settlement benefits, but you keep any rights you may have to bring your own case about these issues.