Park Dental Data Breach Settlement

The cash options are alternatives. Credit monitoring can be combined with either one.

• You can choose either documented out-of-pocket losses or the lost-time payment; they are not available together.
• You may add the one-year credit-monitoring benefit to either of those options if you make a valid claim.

If you request payment for out-of-pocket losses, include reasonable records supporting the loss. The notice gives examples but does not limit proof to those examples.

• Examples include receipts, credit-card or bank statements, invoices, telephone records, and other records not prepared by you.
• A document you prepared yourself cannot be the only proof, though it can help explain other records.
• Losses already paid back by another source do not qualify.

The lost-time option is limited to people whose records meet both types of information exposure described in the notice.

• Both your Social Security number and your driver's license number must have been impacted.
• Park Dental's records and the Settlement Administrator's review determine whether that condition is met.
• The payment is $15 per hour for up to four hours spent responding to the incident, with a $60 maximum.

All Settlement Class Members may claim this monitoring benefit. It can be added to one of the cash options, but a completed claim form is still required to receive settlement benefits.

• The benefit is Cyex Financial Shield Complete for one year.
• It includes at least $1 million in identity-theft protection insurance.
• The stated retail value is $179.40.
• It is separate from monitoring Park Dental previously offered in connection with the incident.

The notice does not describe a shared fund that would be divided among claimants. It says approved benefits are not subject to a pro rata reduction.

• The notice says approved benefits will not be reduced based on how many valid claims are submitted or their total value.
• There is no fixed settlement fund or overall cap on what Park Dental may pay for approved class-member benefits.
• Each benefit still has its own limit and eligibility requirements.

The notice does not give a specific payment date. Payment depends on final approval, any appeals, and the claim-review process.

• The court is scheduled to consider final approval on February 1, 2027.
• If approval occurs, appeals may still delay the settlement's effective date.
• Benefits are to be distributed only after the settlement becomes effective and the administrator finishes reviewing and deciding claims.