Credit Suisse RMBS Restitution: Deadline Passed October 6, 2026

Who may qualify for a restitution payment?

• The notice covers interests acquired before December 18, 2013 in these Credit Suisse residential mortgage-backed securities (RMBS) certificate series:
• HEMT: 2006-4, 2006-5, 2006-6, 2007-1, and 2007-2.
• HEAT: 2006-4, 2006-5, 2006-6, 2006-7, 2006-8, 2007-1, 2007-2, and 2007-3.
• RMBS means residential mortgage-backed securities. The notice says people who bought or otherwise acquired an interest in the listed certificates may qualify, subject to the exclusions and claim review.

Who is excluded from payment?

• You cannot receive a payment if you are Credit Suisse; a Credit Suisse officer or director during the stated May 1, 2006–April 30, 2007 period; certain Credit Suisse-related entities; or specified family members, representatives, heirs, successors, or assigns of those people or entities.
• The notice also excludes people who bought the certificates after December 18, 2013, people whose calculated payment would be under $100, and claims found ineligible.

How do I apply, and what is the deadline?

• Complete and sign a Claim Form, and include every document the form requests.
• Submit the form and supporting documents online or mail them so they are postmarked by October 6, 2026.
• A timely submitted form does not promise a payment; the claim must be valid and eligible.

What happens if I miss the claim deadline?

• You must file a Claim Form on time to receive a payment.
• The notice says that a person who does not timely submit a form by October 6, 2026 will be barred from receiving restitution.

How much could a payment be?

• Credit Suisse agreed to pay a $300 million restitution amount.
• Eligible claimants with valid claims will share payments on a proportional basis under a Plan of Allocation. The notice does not give a fixed payment amount.
• The amount can depend on the certificates purchased, purchase and sale dates and prices, number held, whether they were sold, the number of valid claims, and other factors. No payment is made when the calculated amount is below $100.

What should a nominee or person who bought for someone else do?

• If you acquired the certificates for someone else’s beneficial interest, or acted as a nominee, act within 14 days after receiving the Notice and Claim Form.
• Either send the Notice and Claim Form to the beneficial owner, or send the Claims Administrator a list of the known names and addresses of those beneficial owners. If you provide the list, the administrator will send the materials.

What happens to money left after the claims process?

• After the claims process ends, any restitution funds left over will return to the New Jersey Bureau of Securities.