Furniture Mart USA Data Breach Settlement: What Class Members Can Claim

Yes. Credit monitoring is available to all Class Members who claim it, and the notice separates it from the cash choices. You can seek documented-loss reimbursement and lost-time payment if you meet the requirements for each, or choose the $75 alternative cash payment instead of other cash payments.

• The official claim form separates documented losses and lost time, and says the $75 option cannot be claimed with either. Optional monitoring can accompany either cash choice; you can also request monitoring alone.

For documented losses, the notice lists several examples of expenses that may qualify. The examples are not a guarantee of payment; you still need to show the loss was tied to the data breach and meet the documentation rules.

• The documented-loss payment may cover identity-theft or fraud losses, certain credit-reporting or credit-freeze costs, ID replacement costs, and postage used to contact banks.
• The expense must be an actual out-of-pocket loss caused by the breach, incurred from November 3, 2024 to the present, and not already repaid by someone else.
• The most this category can pay is $4,500.

A claim for documented losses needs supporting evidence. The notice gives examples rather than a complete list of acceptable records.

• Send records such as bank statements or receipts showing what you spent or lost.
• Your materials should connect the expense to the data incident.
• Personal notes can help explain other evidence, but notes by themselves are not enough.

Lost-time payment is for time spent responding to the data breach. It is separate from proving an out-of-pocket expense, but the claim must explain how the time was used.

• You may claim no more than four hours.
• The rate is $25 per hour, so the maximum is $100.
• Briefly describe the breach-related tasks you spent time on, such as changing passwords, checking suspicious account activity, or researching the breach.

A timely claim is required even for monitoring or the $75 payment. Filing details were checked September 9, 2026 at https://www.fmusadatabreachsettlement.com/form/claim and its linked form, https://cw.simpluris.com/docs/public/downloads/FDC5/CLAIM_FORM. Call 1-833-421-7349 for assistance.

• Submit one signed claim per person for any requested benefits. Online access requires LoginID and PIN. The printable form labels Login ID as optional if known. If you lost your credentials, email [email protected] with your name and mailing address.
• The official online claim page and printable form also allow an electronic image of the completed form to be emailed to [email protected]. Include required supporting documents.
• Online and emailed claims are due November 3, 2026. For mailed claims, notice question 10 and the portal say postmarked by November 3, but the paper form says received by that date. The sources do not resolve this difference. Allow time for delivery or ask the administrator which mailing rule applies.

Opting out is different from objecting. Consider the notice's stated consequences carefully: an opt-out does not receive settlement benefits, while someone who stays in the class may object and can still submit a claim.

• Opting out means leaving the settlement. You would receive no settlement benefits or payment.
• If you opt out, you keep any rights you may have to bring your own case against FMUSA about the issues covered here.
• Mail a signed exclusion request that identifies the case, gives your name, mailing address, phone number, and email address, and clearly says that you do not want to participate.
• The request must be postmarked by October 5, 2026. You may opt out only for yourself.

The listed hearing date is not a payment date. The notice says the hearing schedule may change, and it does not promise when individual benefits will be issued.

• The final approval hearing is scheduled for November 9, 2026, at 10:00 a.m. Central Time, at the Sioux Falls address in the notice.
• You do not have to attend.
• The court must still approve the settlement, and appeals could delay benefits. Payments will be distributed only after final approval and any appeals are resolved.

Yes, if you stay in the settlement. File your complete objection with the Clerk of Court by October 5, 2026 and send copies to the administrator, class lawyers and defense counsel. Notice question 16 on pages 7–8 gives the full required information and addresses, including proof of membership, reasons and support, attorney details, attendance plans and signature. An objection does not replace a benefit claim.