Bradford-Scott Data Incident: Deadline Passed October 7, 2026

The notice says BSD’s records indicate that recipients are Class Members. If you are unsure whether you are included, the Settlement Administrator can provide free help.

• The settlement class includes people affected by the July 2023 BSD data incident, including people BSD sent a notice letter about the incident.
• Some people are excluded, including BSD and related entities or people, people who opt out on time, the lawyers for the settling parties, specified court personnel and their immediate families, and people found criminally responsible for causing or helping cause the incident.

The notice says Class Members may enroll in the monitoring service and may also claim the pro rata cash payment. This means the benefits are not presented as alternatives: a person can seek the available benefits for which they meet the requirements. A valid, timely Claim Form is required to receive any settlement benefit or payment.

• Three years of CyEx Financial Shield Complete credit monitoring.
• Up to $5,000 for qualifying documented out-of-pocket losses.
• One pro rata cash payment, currently estimated at $100.

The notice does not require loss documents for credit monitoring. To receive this benefit, however, a Class Member must submit a valid and timely Claim Form.

• The service includes $1 million of financial fraud insurance.
• It monitors for fraud or identity theft, unauthorized financial transactions, and personal information connected with high-risk transactions.
• A fraud-resolution agent is available if suspicious activity occurs.

The maximum is $5,000. This is not a flat payment; the claim must be supported and meet the notice’s conditions.

• The loss must be an actual out-of-pocket loss caused by the data incident.
• It must have occurred between July 2, 2023, and October 7, 2026.
• Examples include identity-theft or fraud losses, certain credit-related fees, replacement-ID costs, and postage for contacting banks by mail.
• You cannot claim an expense that another party has already reimbursed.

The separate pro rata cash payment does not require proof or an explanation.

• Send third-party proof of the amount spent or lost, such as bank statements or receipts.
• The materials should show that the expense was caused by the data incident.
• Personal notes or documents can help explain other evidence, but cannot prove the claim by themselves.

Because the amount depends on the remaining fund and the number of claims, the notice does not promise a $100 payment.

• The payment is a one-time equal share of money left in the fund after expenses and other benefits are paid.
• It is estimated to be $100, but could be more or less depending on how many claims are filed.
• No proof or explanation is needed for this particular payment.

Online claims must be submitted by October 7, 2026. Mailed claims must be postmarked by October 7, 2026.

• Submit a Claim Form online.
• Or download a printable form and mail it to the Settlement Administrator.
• A mailed form must be completed and signed. Include supporting documents when they are required for the benefit claimed.

The notice says settlement payments will be distributed only if the Court grants final approval and after any appeals are resolved. It does not provide a specific payment date.

• The settlement fund is $2,393,888.25.
• Court-approved attorneys’ fees and costs, service awards for the plaintiffs, and administration costs are paid from that fund first.
• The remaining net amount is used for settlement benefits.

Opting out means leaving the settlement. You will not receive settlement benefits or payment, but you keep any rights you may have to bring your own case against BSD about the legal issues covered here.

• To opt out, send a Request for Exclusion by mail or email by September 7, 2026.
• It must identify the case, provide your name, mailing address, telephone number, and email address, include your personal signature, and say clearly that you do not want to participate.
• You may opt out only for yourself, not for another person.

You can still file a claim for benefits if you object and do not opt out.

• You may object only if you remain in the settlement; a person who opts out cannot object.
• File a complete objection with the Clerk of Court by September 7, 2026, and send a copy to the Settlement Administrator.
• The objection must include the required identifying information, proof that you are a Class Member, reasons and any supporting materials, and your signature.