The proposed settlement covers people YES Communities notified that a December 2024 data breach affected their private information. They can claim up to $2,500 for losses, $80 for lost time, or $50 cash, plus three years of credit monitoring. Claims are due November 5, 2026, and the court has not yet approved it.
Benefit Summary
Eligible notified individuals: Living people in the United States or its territories whom YES Communities notified that their private information was affected by the December 9-11, 2024 data incident. Directors and officers of YES Communities, government entities, the assigned judge, the judge's immediate family and court staff are excluded. See the residency wording note below if you live in a U.S. territory.
Documented losses and/or time spent: These benefits can combine when their individual eligibility and claim requirements are met. Reimbursement for actual, documented, unreimbursed fraud or identity-theft losses incurred after the incident and more likely than not caused by it. A personal statement alone is not sufficient documentation. Claim $20 per hour for up to four hours spent dealing with incident-related problems. You must attest to the hours spent. Optional IDX monitoring of one credit bureau. You may request it even if you previously received monitoring connected with this incident or another event.
Flat cash payment: These benefits can combine when their individual eligibility and claim requirements are met. A flat payment that does not require loss documents. Choose this package only if you are not claiming documented losses or lost time. Optional IDX monitoring of one credit bureau. You may request it even if you previously received monitoring connected with this incident or another event.
Choose one of these benefit packages; they are alternatives for this group.
YES Communities pays settlement administration separately. The notice does not identify a total settlement fund or a payment date.
Available Awards
Up to $2,500 + Up to $80 for lost time OR $50
Who Is Included
Living people in the United States or its territories whom YES Communities notified that their private information was affected by the December 9-11, 2024 data incident. Directors and officers of YES Communities, government entities, the assigned judge, the judge's immediate family and court staff are excluded. See the residency wording note below if you live in a U.S. territory.
- Proof required: Loss records for reimbursement; an attestation for lost time; no loss documents for the $50 option. The claim form requests your Claim Number and PIN and a signed declaration.
Claim and Payment Information
- Claim method: Online or mail
- Claim deadline: 2026-11-05
- Instructions: Submit the official claim form online or mail it, postmarked by November 5, 2026, to YES Communities Data Incident, c/o Analytics Consulting LLC, PO Box 2002, Chanhassen, MN 55317-2002. Select your benefits, include supporting records when claiming losses, and sign the declaration. The online portal requires the Claim Number and PIN from your postcard; the printable form also requests them. Call 866-307-8556 if you need help locating your codes. Claim-form and portal details checked September 8, 2026: https://yescommunitiesdataincident.com/important-case-documents/ and https://olearyyescommunities.claims-administrator.com/.
Questions & Answers
Can I claim losses and lost time together?
Yes. The official claim form permits documented losses, lost time, or both. The separate $50 choice replaces both of those payments; it is not an extra payment. Optional monitoring is available with either cash package.
The form makes that choice explicit in Section VI. Checked September 8, 2026: https://yescommunitiesdataincident.com/wp-content/uploads/2026/08/YesCommunities_ClaimForm_v1.pdf.
What records should I provide for a loss claim?
Show the actual unreimbursed loss, when it happened and why it was more likely than not caused by this breach. The form also asks you to explain your efforts to avoid the loss or obtain reimbursement. Examples include bank or credit-card statements, tax-agency letters and police reports. A declaration can explain those records but ordinarily cannot replace them. You cannot claim the same expense if someone else already reimbursed it.
These additional form details were checked September 8, 2026 in Section IV: https://yescommunitiesdataincident.com/wp-content/uploads/2026/08/YesCommunities_ClaimForm_v1.pdf.
What if I spent time dealing with the breach but have no financial loss?
You can seek lost-time compensation by stating how many hours you spent resolving related problems. The rate is $20 an hour, for up to four hours. The notice says a claim that omits the number of hours may be treated as a one-hour claim. Enter the actual hours and complete the attestation; loss receipts are not the same requirement as this declaration.
Is someone in a U.S. territory included?
The notice introduction and Question 5 expressly include people in the United States or its territories. Question 1 and the printable claim form instead say United States without expressly mentioning territories. If that difference affects you, ask Analytics Consulting at 866-307-8556 how it applies before relying on either description. We have not treated the shorter wording as a confirmed exclusion.
Sources checked September 8, 2026: notice Questions 1 and 5 and the claim form linked at https://yescommunitiesdataincident.com/important-case-documents/.
How will I receive a payment?
The claim form offers PayPal, Venmo, Zelle, a virtual prepaid card or a mailed check. Provide the requested payment details and tell the administrator if your contact information changes. A submitted form remains subject to review and may require additional information. The notice does not give a fixed payment date.
Payment choices checked September 8, 2026 in Section VII: https://yescommunitiesdataincident.com/wp-content/uploads/2026/08/YesCommunities_ClaimForm_v1.pdf.
How do I leave the settlement or object?
Leaving the settlement preserves your ability to bring your own claim about the incident but gives up settlement money and monitoring. Mail a personally signed exclusion request with the information in notice Question 10, postmarked by October 21, 2026.
An objection asks the court to change or reject the settlement while you remain in it. Notice Question 15 requires a signed objection and copies to the listed lawyers and administrator. Follow the full instructions on pages 7-8. Those pages use both filed/mailed or postmarked language and a statement that the objection must be received by October 21. The official homepage summarizes October 21 without resolving that wording difference. Ask the administrator about timing and allow for delivery. Sources checked September 8, 2026: https://yescommunitiesdataincident.com/ and its linked notice.
Do I need to attend the hearing, and what if I do nothing?
Attendance is optional. To ask to speak, follow the objection and appearance requirements in notice Question 15. The court plans to consider final approval on November 20, 2026 at 10 a.m.; check the official website for changes.
Doing nothing means no payment or monitoring. If the settlement is approved, members who did not validly exclude themselves give up the right to pursue the claims covered by the settlement.
Other Important Dates
- Exclusion deadline: 2026-10-21
- Objection deadline: 2026-10-21
- Final approval hearing: November 20, 2026 at 10:00 a.m.
- Hearing location: Courtroom A701, 901 19th Street, Denver, CO 80294
Case Details
- Case name: O’Leary v. YES Communities, LLC
- Case number: 1:25-cv-692-PAB-NRN
- Court: United States District Court for the District of Colorado
- Administrator: Analytics Consulting LLC; 866-307-8556
- Official Settlement Website: https://yescommunitiesdataincident.com/
Sources
Claim form, FAQ, deadlines, administrator information
Court-approved notice describing eligibility and benefits