The True World settlement covered U.S. residents whose personal information was compromised in a 2024 data incident. Members could claim a year of credit monitoring plus up to $2,000.00 for documented losses or a $50.00 cash payment. The claim deadline passed on September 8, 2026; the court has not yet approved it.
Benefit Summary
Settlement Class Members: Individuals residing in the United States whose personal identifying information was potentially compromised in the Data Incident discovered by True World in August 2024, including those who received breach notice. Excluded are the Judge and the Judge’s family and staff; True World, its subsidiaries, parent companies, successors, predecessors, and entities in which True World or its parents have a controlling interest; and people who validly exclude themselves.
Documented out-of-pocket losses and monitoring: These benefits can combine when their individual eligibility and claim requirements are met. Claim reimbursement for actual, documented out-of-pocket losses caused by the Data Incident that occurred from August 23, 2024 through September 8, 2026. Losses already reimbursed by another party are not eligible. The claimant must attest under penalty of perjury that they owe the loss, no other Class Member is claiming it, and it is reasonably believed traceable to the incident. Receive one year of credit monitoring from a single credit bureau, including identity-theft insurance, credit-file monitoring, dark-web scanning, public-records monitoring, and access to fraud-resolution help. A valid email address is required for the enrollment code.
Alternative cash payment and monitoring: These benefits can combine when their individual eligibility and claim requirements are met. Receive a one-time cash payment if you do not claim out-of-pocket losses. No proof or explanation is required for this payment. Receive one year of credit monitoring from a single credit bureau, including identity-theft insurance, credit-file monitoring, dark-web scanning, public-records monitoring, and access to fraud-resolution help. A valid email address is required for the enrollment code.
Choose one of these benefit packages; they are alternatives for this group.
Cash payments may be reduced proportionally if claimed settlement benefits plus notice and administration expenses exceed the $325,000 aggregate cap. Payments will be distributed only if the Court grants final approval and any appeals are resolved.
Aggregate benefits cap: $325,000.
Available Awards
Up to $2,000, pro rata OR Estimated $50, pro rata
Who Is Included
United States residents whose personal identifying information was potentially compromised in the August 2024 True World Data Incident, subject to the stated exclusions.
- Proof required: For documented out-of-pocket losses, provide records showing the date, amount, and nature of the loss; that it is fairly traceable to the incident; and that you are responsible for it and tried to dispute or challenge the charge, purchase, or fee. Self-prepared notes alone are not enough. You must also make the required penalty-of-perjury attestations. The alternative cash payment needs no proof or explanation. A valid email address is needed to receive the credit-monitoring enrollment code.
Claim and Payment Information
- Claim method: Online submission or mail
- Claim deadline: 2026-09-08
- Instructions: Submit a completed Claim Form online, or download, complete, sign, and mail the form to the Settlement Administrator. Supporting documentation is required when claiming out-of-pocket losses.
Questions & Answers
Who is included in the settlement, and who is excluded?
The settlement covers people living in the United States whose personal identifying information was potentially compromised in True World’s August 2024 data incident. This includes people who received a breach notice, but receiving a notice is not stated as the only way to be included.
The judge and the judge’s family and staff, True World and specified related entities, and people who validly opt out are excluded.
Can I receive credit monitoring and a cash payment?
You may claim credit monitoring along with one cash option. You cannot claim both the documented-loss payment and the $50 alternative payment. You need to give a valid email address to receive the credit-monitoring enrollment code.
- One year of credit monitoring through one credit bureau, with $1 million in identity-theft insurance, credit-file monitoring, dark-web scanning, public-records monitoring, and fraud-resolution help.
- Either reimbursement of documented out-of-pocket losses, up to $2,000, or a one-time $50 alternative cash payment.
What do I need to show for reimbursement of out-of-pocket losses?
The $50 alternative cash payment does not require proof or an explanation. It is available only if you do not claim documented out-of-pocket losses.
- The loss must have occurred between August 23, 2024, and September 8, 2026.
- Provide records showing the date, amount, and type of loss; why it is connected to the data incident; and that you were responsible for it and tried to dispute or challenge the charge, purchase, or fee.
- Self-prepared notes may support other evidence, but cannot be the only proof.
- You cannot recover a loss already reimbursed by someone else.
- You must make the required statements under penalty of perjury.
How do I make a claim, and what is the deadline?
A claim form is required for every settlement benefit, including credit monitoring and the $50 payment. The notice says you can submit online, download and mail a form, or request a paper form from the Settlement Administrator.
- Submit online by September 8, 2026.
- Or mail a completed and signed Claim Form to the Settlement Administrator; it must be postmarked by September 8, 2026.
- Include supporting documents when claiming out-of-pocket losses.
Could my cash payment be reduced?
The settlement has a $325,000 cap for settlement benefits plus notice and administration expenses. If those combined costs exceed the cap, cash payments will be reduced proportionally. The notice says this reduction is not expected, but it remains possible.
When would benefits be issued?
The court has not yet approved the settlement. The final approval hearing is scheduled for November 16, 2026, at 10:00 AM Eastern Time. If the court approves the settlement, payments will be distributed only after any appeals are resolved. The notice does not give a specific payment date.
What happens if I opt out, and how do I do it?
Opting out means leaving the settlement. You will receive no settlement benefits, but keep any rights you may have to bring your own case against True World about the legal issues covered by this settlement. You may exclude only yourself, not another person.
- Mail a written Request for Exclusion to the Settlement Administrator by August 10, 2026.
- Include the case name and number, your full name, mailing address, phone number, email address, personal signature, and the words “Request for Exclusion” or a similarly clear statement.
What is the difference between objecting and opting out?
Objecting means asking the court not to approve some or all of the settlement. You may object only if you remain in the settlement; a person who opts out cannot object. A complete objection must be filed with the Clerk of Court by August 10, 2026, and copies must also be sent to the Settlement Administrator, Class Counsel, and True World’s counsel.
Other Important Dates
- Exclusion deadline: 2026-08-10
- Objection deadline: 2026-08-10
- Final approval hearing: November 16, 2026 at 10:00 AM Eastern Time
- Hearing location: Room 3 of the Frank R. Lautenberg Courthouse, 2 Federal Square, Newark, New Jersey 07102
Case Details
- Case name: Byrd v. True World Holdings, LLC
- Case number: 2:24-cv-10927
- Court: United States District Court for the District of New Jersey
- Administrator: Settlement Administrator
- Official Settlement Website: https://www.TrueWorldDataSettlement.com
Sources
Claim form, FAQ, deadlines, administrator information
Court-approved notice describing eligibility and benefits