Can I claim more than one benefit?
Credit monitoring is available to all Class Members who submit a claim. The service includes monitoring, help from a fraud-resolution agent if suspicious activity occurs, and $1 million in financial fraud insurance.
- You can claim three years of CyEx Financial Shield Complete.
- You may also claim documented losses and choose either lost-time payment or the $40 alternate payment. The $40 payment replaces lost-time payment, not documented-loss payment.
What losses can be reimbursed?
Examples in the notice include identity-theft or fraud losses, certain credit-related fees, replacement identification costs, and postage used to contact banks. This is a reimbursement benefit, so records are required.
- The loss must be an actual out-of-pocket loss caused by the Data Incident.
- It must have occurred from March 2, 2025, through January 13, 2027.
- The maximum reimbursement is $4,000.
- You cannot claim an amount already repaid by someone else, such as an insurer or other third party.
What proof is needed for a cash claim?
The notice does not say that you need documents for the $40 alternate payment. It does require an attestation—a statement confirming the claim—for lost-time payment.
- Send records such as bank statements or receipts showing the amount you spent or lost.
- The records or supporting explanation should connect the expense to the Data Incident.
- Notes or papers you prepared yourself may support other records, but cannot by themselves establish a valid claim.
Should I choose lost-time payment or the $40 alternate payment?
Consider which option fits your situation before submitting your Claim Form. The notice does not say that both can be paid to the same person.
- Lost time pays up to three hours at $20 per hour, for no more than $60.
- The time must have been spent responding to the Data Incident, such as changing passwords, checking suspicious account activity, or researching the incident.
- The alternate payment is a one-time $40 payment and needs no proof or explanation.
- You must choose between lost-time payment and the alternate payment.
How and when do I submit a claim?
A claim is required for every settlement benefit, including credit monitoring. Doing nothing does not provide a benefit.
- Submit the Claim Form online by January 13, 2027.
- Or download a form and mail it to the Settlement Administrator. A mailed form must be completed, signed, and postmarked by January 13, 2027.
- Include supporting documentation when it applies to the benefit claimed.
When will benefits or payments be issued?
The hearing is scheduled for January 28, 2027, at 9:00 a.m. Eastern Time, but approval is not guaranteed. A hearing date passing does not mean that benefits have been approved or distributed.
- The Court must first grant final approval.
- Appeals could delay distribution if they are filed.
- The notice does not provide a specific payment date.
What is the difference between opting out and objecting?
If you stay in the settlement and do not submit a claim, you receive no benefits and give up the legal rights described in the Settlement Agreement.
- Opting out means leaving the settlement. You will not receive settlement benefits, but you keep any rights you may have to bring your own case about the issues covered.
- Objecting means telling the Court why you oppose the settlement. You can object only if you stay in the settlement.
- The deadline for either step is December 29, 2026.
Other Important Dates
- Exclusion deadline: 2026-12-29
- Objection deadline: 2026-12-29
- Final approval hearing: January 28, 2027, at 9:00 a.m. Eastern Time
- Hearing location: Circuit Court for the County of Wayne, Coleman A. Young Municipal Center, 2 Woodward Avenue, Detroit, MI 48226, Courtroom 1707
Case Details
- Case name: Cundiff, et al. v. Renkim Corporation
- Case number: 26-010626-CZ
- Court: Circuit Court for Wayne County, Michigan
- Administrator: Settlement Administrator
- Official Settlement Website: https://www.RenkimDataSettlement.com
Sources
Claim form, FAQ, deadlines, administrator information
Court-approved notice describing eligibility and benefits
