MIB Consumer File Disclosure Settlement: Who Gets Paid Automatically

The official homepage identifies MIB Group, Inc. and MIB, LLC. The notice reverses those entity endings on page 4 and contains stray TransUnion/RHI references; its cover, release and official homepage identify this as the MIB case. Ask Apex if those inconsistencies affect your questions. Source checked September 9, 2026: https://mibfcraclassaction.com/

• You are included if you had a U.S. address, including a U.S. territory or political subdivision, and MIB sent you a consumer file disclosure letter between January 29, 2022 and May 14, 2025 that included a record referring to medical information from a Service Provider.
• The notice says that people who received a mailed or email notice were identified as class members in MIB's records.

• The payment is expected to be about $140 per Settlement Class Member.
• This is an estimate, not a guaranteed amount. The $2.425 million fund also pays settlement administration, the requested attorney fees and expenses, and a service award to the named plaintiff.

• No claim form is described. If you remain in the Settlement, payment is intended to be sent automatically.
• The default is a mailed paper check. Optional address updates and electronic-payment selection begin with Apex ID and last-name verification on the official Class Members page. This is not a required claim form. Contact Apex at 1-800-355-0700 or [email protected] if you need assistance. Checked September 9, 2026: https://mibfcraclassaction.com/class-members.

The February 4, 2026 hearing date has passed. The official homepage still describes preliminary approval, and its document list contains no final approval order. Final approval and payment status are unconfirmed from the pages reviewed September 9, 2026: https://mibfcraclassaction.com/ and https://mibfcraclassaction.com/important-documents.

• The notice does not give a payment date.
• Payments can be sent only if the Court grants final approval and any appeals have been resolved. The notice schedules the final approval hearing for February 4, 2026, but says the Court's decisions may take an unknown amount of time.

• The settlement requires changes only in a particular future situation: a consumer disputes information in an MIB Consumer File, and that file includes medical information from a Service Provider.
• In that situation, furnishers must make reasonable efforts to identify the underlying medical provider, such as a physician or lab. If they identify it, they must name the provider in the communication sent after the reinvestigation. The notice does not promise that a provider will always be identified.

These are historical notice instructions. The December 20, 2025 deadline and February 4, 2026 hearing date have passed.

• You can leave the settlement by submitting an exclusion request by December 20, 2025. If you exclude yourself, you will not receive a settlement payment.
• The request must include your contact information, a statement that you want to be excluded, and the unique identifier from your notice. You may email it to [email protected] or mail it to the Settlement Administrator at PO Box 54668, Irvine, CA 92619.
• Remaining in the settlement means giving up the covered claim against MIB; leaving it preserves the ability to pursue your own case about that claim.

• If you stay in the Settlement and it receives final approval, you release the FCRA claim about MIB's alleged failure to identify information sources in response to a disclosure request.
• The notice says your ability to seek relief under the FCRA for other claims is preserved. It directs readers to Section 12 of the Settlement Agreement for the full release terms.

These are historical notice instructions. The December 20, 2025 deadline and February 4, 2026 hearing date have passed.

• A class member may object to the settlement, all or part of it, or the request for attorney fees and expenses by December 20, 2025.
• You must either file the objection through the Court's CM/ECF system or send a letter to the Court, and you must also send a copy to the Settlement Administrator.
• The notice requires detailed information, including your reasons, supporting documents, requested relief, information about counsel and prior class-settlement objections, whether you plan to appear, and your signature.

These are historical notice instructions. The December 20, 2025 deadline and February 4, 2026 hearing date have passed.

• You do not have to attend the final approval hearing for the Court to consider a timely written objection that meets the stated requirements.
• To ask to speak, you must submit a compliant objection and a separate Notice of Intention to Appear by December 20, 2025. That notice must state why you want to be heard, provide supporting materials you plan to present, and include your signature.
• The hearing is scheduled for February 4, 2026 at 3:00 p.m. in Courtroom 11 of the John Joseph Moakley U.S. Courthouse in Boston. The notice says it may be moved or held virtually.