MCNA Dental Data Breach Settlement: Who Gets Monitoring and Cash

No claim form is needed for monitoring, but the service is not activated unless you enroll with your code. If you no longer have the code, the notice says to contact the Settlement Administrator.

• Two years of CyEx Medical Shield Complete are available to class members who stay in the settlement.
• You do not file a Claim Form for this benefit, but you must enroll. Use the unique code in the data-incident notice you received.
• The code is expected to become usable within 30 days after the settlement’s Effective Date. The notice estimates that date as January 15, 2027, but benefits depend on final approval and any appeals being resolved.
• The service includes financial, identity, and medical-data monitoring features, along with insurance for certain financial, identity, and medical fraud.

The cash benefit is not a general payment for receiving the incident notice. It is limited to qualifying, documented financial losses.

• The loss must be an actual out-of-pocket cost caused by fraud or identity theft related to the Data Incident.
• It must be directly traceable to the incident, unreimbursed, and incurred after the incident but before March 7, 2026.
• You must have made reasonable efforts to prevent the loss or obtain reimbursement, including using available credit-monitoring and identity-theft insurance.
• The same expense cannot be paid again if another source has already reimbursed it.

The notice does not describe every type of record that will be accepted. It gives third-party records as the standard for reasonable supporting documentation.

• Submit a complete Claim Form and reasonable supporting documents.
• The documents must come from a third party, such as telephone records, correspondence, or receipts.
• Your own certification, declaration, or affidavit cannot serve as the required proof by itself. It may be included to explain other supporting records.
• If documentation is missing, or a rejected claim is not cured, the claim will be rejected.

The $2,500 figure is a per-claim maximum, not a promised payment. The final amount can be lower because of the overall cap.

• A valid claim can seek up to $2,500.
• All documented-loss payments together are limited to $250,000.
• If valid claims total more than $250,000, each payment will be reduced proportionally.

You cannot both opt out and receive monitoring or a cash payment under this settlement.

• Opting out means leaving the settlement. You will receive no settlement benefits, but you keep the right to sue the Defendants separately over the claims resolved here.
• Your request must be in writing and include an opt-out statement, your contact information, and your personal signature.
• Mail the request to the Settlement Administrator, postmarked by October 19, 2026.
• A third party cannot submit a mass or class opt-out unless every individual request is signed by the relevant class member.

The notice has a lengthy list of required disclosures for objections, including information about prior class-action objections by you and any attorney representing you. Review the full list before submitting one.

• You may object only if you remain in the settlement; someone who opts out cannot object.
• An objection must identify the case, give your contact information, explain the grounds for objection, state whether artificial intelligence was used to draft it and which platform was used, and include several other disclosures listed in the notice.
• You must personally sign it. An attorney’s signature alone is not enough.
• Send or file it with the Court by October 19, 2026, and mail copies to Class Counsel, Defendants’ Counsel, and the Settlement Administrator by that date.

This is different from opting out: opting out preserves the right to sue separately, but ends eligibility for all settlement benefits.

• If you stay in the settlement, you give up the right to bring, continue, or participate in another lawsuit against the Defendants about the claims this settlement resolves.
• The notice does not spell out the complete list of released claims. It says that list is in the Releases section of the Settlement Agreement.
• Doing nothing keeps you in the settlement and preserves access to monitoring, but it does not result in a documented-loss cash payment.

A hearing date or the passing of a deadline does not mean benefits have been approved or will be distributed immediately.

• Benefits become available only if the Court grants final approval and any appeals are resolved.
• The Final Approval Hearing is scheduled for November 16, 2026, but the court has not yet approved the settlement.
• The notice does not give a guaranteed payment or activation date. It says benefits will be available as soon as possible after approval and the resolution of any appeals.