American Renal Management Data Breach Settlement: What to Claim

This settlement is for people connected to the Innovative Renal Care (IRC) data incident, not automatically every IRC employee, former employee, or patient.

• You are included if you are living and IRC either sent you a notice about possible impact from this Data Incident or otherwise determined that your personal information may have been affected.
• You are not included if you validly opt out. The notice also excludes IRC, certain related people and entities, and the judge and specified court personnel and family members.

You may claim both cash options, or either one, and you may also claim the credit-monitoring benefit. The estimated $100 is not guaranteed.

• Documented Monetary Loss: up to $5,000 for qualifying documented out-of-pocket losses related to the incident.
• Pro Rata Cash Payment: an estimated $100 payment that may go up or down depending on valid claims and remaining funds.
• Credit Monitoring: two years of one-bureau monitoring, dark web monitoring, up to $1 million in identity-theft insurance, and identity-recovery services.

Do not claim the same expense twice. Expenses already reimbursed from another source cannot be reimbursed here. If documentation is missing and the problem is not corrected, the administrator will treat the request as a claim for the Pro Rata Cash Payment instead.

• The loss must be an unreimbursed, out-of-pocket expense reasonably related to the data incident or to reducing its effects.
• The notice gives examples: qualifying credit-monitoring costs incurred from February 14, 2025 through December 21, 2026; unreimbursed fraud or identity-theft losses; and unreimbursed bank fees, phone charges, postage, or qualifying mileage.
• List each loss on the Claim Form. Include reasonable third-party records, such as bills or statements, and attest that the expense resulted from the incident.
• For fraudulent charges or withdrawals, include evidence that the money was not repaid by the financial institution or another source.

The Pro Rata Cash Payment is available instead of, or in addition to, a documented-loss claim.

• No documentation is required for this payment.
• The payment is estimated at $100, but its actual amount depends on the number of valid claims and the funds left after settlement costs, awards, fees, documented-loss claims, and credit-monitoring claims are paid.
• If you submit a Claim Form but do not choose a cash option, the administrator will treat it as a request for this payment.

A valid, timely Claim Form is required for any settlement benefit.

• Submit the Claim Form online by 11:59 p.m. Central Time on December 21, 2026, or mail it with a postmark no later than December 21, 2026.
• Mail claims to: Settlement Administrator - 83450, c/o Kroll Settlement Administration LLC, ATTN: Claims, P.O. Box 5324, New York, NY 10150-5324.

The monitoring benefit is separate from the cash benefits and includes two years of service.

• After final approval, the Settlement Administrator will send people with valid credit-monitoring claims an enrollment code and activation instructions.
• The notice does not state a specific activation deadline or enrollment procedure beyond those instructions.

Payment amounts, especially the Pro Rata Cash Payment, can change based on the available net fund and the number of valid claims.

• The $900,000 fund also pays administration costs, any service awards, attorneys’ fees, and litigation expenses.
• The remaining money is used first for valid documented-loss claims, then credit-monitoring claims, and then Pro Rata Cash Payments.
• Because the Court must first approve the settlement and any appeals must be resolved, the notice gives no payment date.

Opting out means leaving the settlement. It is different from objecting: a person who opts out cannot object to the settlement.

• To leave the settlement, mail a written Request for Exclusion postmarked by November 20, 2026.
• Include your name, current address, telephone number, email address if you have one, a statement that you want to opt out of this settlement class, and your signature.
• If you opt out, you cannot receive settlement benefits, but you keep the right to separately sue IRC about the legal issues resolved here.

Objecting means asking the Court not to approve some or all of the settlement while remaining in it. You can still file a claim if you object.

• If you stay in the settlement, you may mail an objection to the Settlement Administrator so that it is received by November 20, 2026.
• An objection must include identifying and contact information, proof that you are a class member, your reasons and supporting material, information about any lawyer representing you, specified information about prior objections, and required signatures.
• The Court is scheduled to hold the Final Fairness Hearing on February 1, 2027 at 9:00 a.m. Central Time in Courtroom 5C, U.S. District Court, 719 Church St., Nashville, Tennessee. You do not have to attend for the Court to consider a timely, properly submitted written objection.