Kohama v. GEICO Settlement: Who Gets the Automatic $150

This case concerns claims that GEICO did not properly investigate or correct certain disputed insurance-claim information it reported to LexisNexis for inclusion in C.L.U.E. reports. The plaintiff says incorrect information can affect auto-insurance rates. GEICO denies the claims, and the Court has not decided who is right.

The settlement is proposed, not final. The Court granted preliminary approval and will later decide whether to grant final approval.

The Settlement Class is narrow. You must meet every listed condition, including having submitted a dispute through LexisNexis during the stated period, saying the C.L.U.E. information was wrongly linked to you or was a mixed file, and saying it did not belong to you.

The information also must not have been attributable to someone insured under your policy or someone in your household. LexisNexis must have identified GEICO as the source and called the information “unverifiable” or “accurate.” GEICO must not have told LexisNexis to correct or remove it, it must have remained on your C.L.U.E. report, and you must be on GEICO’s Settlement Class List.

Receiving a notice means you may meet the class criteria; it is not a separate claim application.

Eligible class members who stay in the settlement are expected to receive about $150 each. This is an estimate, not a guaranteed amount.

GEICO’s contribution is capped at $1,650,000. That money also pays notice and administration costs, any court-approved attorneys’ fees and litigation costs, and any approved service award to the class representative. Equal class payments come from what remains after those amounts are paid.

No claim form is required. If you are a class member, do not exclude yourself, and your notice is not returned as undeliverable, the notice says you will receive an automatic equal payment if the settlement receives final approval and becomes effective.

A check will be mailed to the address identified for you. If you received a Notice ID and PIN, you may use them to update your address or choose a digital payment instead.

To exclude yourself, also called opting out, mail a signed written request to the Settlement Administrator. It must be postmarked by October 20, 2026.

Include your name, mailing address, telephone number, and a statement that you want to be excluded from the Settlement Class in Kohama v. GEICO. The request goes to: Kohama v. GEICO Settlement, c/o Settlement Administrator, P.O. Box 16, West Point, PA 19486.

If you opt out, you will not receive settlement money. In return, you keep the ability to bring your own lawsuit against GEICO about the claims covered by this case. You cannot object if you opt out.

The Final Approval Hearing is scheduled for January 14, 2027, at 2:30 p.m. The Court may change the date or time.

You may speak at the hearing only if you submit a written objection by October 31, 2026 and also say that you want to appear. The notice says that attending is not necessary for the Court to consider a timely written objection.