$9.38M Concora Credit TCPA Call Settlement

Concora Credit agreed to settle claims that it placed artificial or prerecorded voice calls to cellular numbers belonging to people who were not Concora accountholders without prior express consent. The parties settled to avoid litigation risk and expense; the court has not decided the claims.

$9.38M Concora Credit TCPA Call Settlement
deadline October 19, 2026
no proof Postcard recipients use provided form
with proof Call proof if requesting a form
status Proposed
Note: This is an informational summary only. Official terms, full details, and claim forms are on the administrator site and court documents.

Benefit Summary

Concora will pay $9.375 million, including $1 million in TCPA compliance spending and an $8.375 million cash fund. Approved claimants receive equal pro rata shares of the net cash fund, estimated at $250 to $650 but potentially more or less depending on valid claims.

Maximum Award

Equal pro rata share of the net fund, estimated at $250 to $650

Who Is Included

People throughout the United States to whom Concora placed or caused an artificial or prerecorded voice call to a cellular telephone number not assigned to a Concora accountholder from May 2, 2021 through May 31, 2026.

  • Proof required: People who received a postcard notice may use its Claim Form. Those who did not receive one must request a Claim Form by mail and submit proof of a qualifying artificial or prerecorded call or message to their cellular telephone.

How to File a Claim

  • Claim method: Online or Mail
  • Claim deadline: 2026-10-19
  • Instructions: Mail a valid Claim Form postmarked by October 19, 2026. Recipients of a postcard notice may instead submit online by that date. People without a postcard must request a form by mail and provide proof of a qualifying call or message.

Case Details

  • Case name: Seals v. Concora Credit Inc.
  • Case number: 3:25-cv-00728-AN
  • Court: United States District Court for the District of Oregon
  • Official Settlement Website: https://www.sealstcpasettlement.com/

Sources

Official Settlement Website
Claim form, FAQ, deadlines, administrator information
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Official Settlement Notice (PDF)
Court-approved notice describing eligibility and benefits
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Official Notice

Read the notice PDF or the text version below.

Official Notice PDF
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Information last reviewed on September 9, 2026