Can I combine the cash benefits?
The notice allows lost time, ordinary losses, and actual monetary losses to be combined, subject to the overall $2,500 cap. The $25 payment is the alternative to those cash-loss categories.
- You may claim $15 per hour for up to four hours of eligible time, for a maximum of $60.
- You may also seek ordinary-loss and actual-monetary-loss reimbursement if you meet their separate requirements.
- All three of those categories together cannot exceed $2,500.
- Instead, you can choose the $25 flat payment. You cannot receive it together with lost-time, ordinary-loss, or actual-monetary-loss compensation.
What proof do I need for each kind of cash claim?
The proof rules depend on the type of claim. A signature, declaration, or notice ID by itself is not described as proof for ordinary or actual monetary losses.
- For lost time, describe the time you spent on the Claim Form. No additional documents are required beyond your verified description.
- For ordinary losses, provide records showing you actually paid the claimed costs.
- For actual monetary losses, the loss must be documented, unreimbursed, and meet the notice’s causation, date, and reasonable-efforts requirements.
What restrictions apply to ordinary and actual monetary-loss claims?
The two loss categories have different limits and conditions. Ordinary losses are capped at $250; actual monetary losses are capped at $2,500, subject to the combined-recovery limit.
- Ordinary losses can include listed expenses such as bank fees, certain phone or data charges, postage, local-travel gas, and qualifying credit-report, credit-monitoring, or identity-theft-insurance fees.
- Those expenses must have been incurred from July 17, 2023 through the end of the claims period.
- Actual monetary losses must result from misuse of personal information or related fraud, be unreimbursed, and be substantially more likely than not caused by the incident.
- For actual monetary losses, you must also have made reasonable efforts to prevent or recover the loss, including using available credit-monitoring or identity-theft insurance.
Can I get credit monitoring even if I do not claim money?
Identity protection is an additional benefit rather than an alternative to cash benefits. The notice does not explain the enrollment process beyond the Claim Form requirement.
- You may elect one year of three-bureau identity-theft protection and credit monitoring.
- It is available whether or not you request a monetary recovery.
- The notice says a valid, timely Claim Form is the only way to receive settlement benefits; it does not provide separate enrollment steps in the text supplied.
How and when do I submit a claim?
To seek any settlement benefit, submit a valid Claim Form by the deadline.
- Submit the Claim Form online or mail it to the Settlement Administrator.
- The deadline is January 21, 2027.
- Mailed claims go to Gibson v. Warrior Met Coal, Inc., c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391.
When could benefits be sent?
The notice does not give a specific payment date. Approval and any appeals can affect timing.
- Benefits are not due immediately after filing a claim.
- The Court is scheduled to consider final approval on March 15, 2027, at 1:00 p.m.
- If final approval is granted, payment or other benefits will be distributed as soon as possible after any appeals are resolved.
How do I opt out or object, and what case number should I use?
Both deadlines are December 7, 2026. The notice title identifies the case as No. 7:24-cv-00095, while its sample opt-out statement adds the suffix “-EGL.” The notice does not explain the difference, so review the original notice and contact the Settlement Administrator if you are unsure what to put in a rights-preserving request.
- To opt out, mail the Settlement Administrator a request with your name, contact information, a statement that you want to be excluded, and your personal signature. It must be postmarked by December 7, 2026.
- To object, remain in the settlement and mail the required written objection to the Claims Administrator by December 7, 2026. Include the identifying, membership, reasons, counsel, appearance, and signature information listed in Question 15 of the notice.
- Opting out means no settlement benefits but preserves the right to pursue the released issues separately. Objecting keeps you in the settlement.
When is the final approval hearing, and do I have to attend?
The hearing is scheduled for March 15, 2027, at 1:00 p.m. at the U.S. District Court for the Northern District of Alabama, Western Division. The notice does not give a street address and says the date or time may change, so check the settlement website for updates.
- The Court will decide whether to approve the settlement and consider requested attorneys’ fees, costs, and a service award.
- You do not have to attend. A timely, properly submitted objection can be considered without your attendance.
What happens if I do nothing?
Doing nothing does not preserve your rights and does not produce a settlement benefit.
- You will not receive settlement benefits because every benefit requires a valid claim.
- You will remain bound by the settlement release and give up the right to pursue the released issues against Warrior Met Coal and the other released parties.
Other Important Dates
- Exclusion deadline: 2026-12-07
- Objection deadline: 2026-12-07
- Final approval hearing: March 15, 2027, at 1:00 p.m.
- Hearing location: United States District Court, Northern District of Alabama, Western Division
Case Details
- Case name: Gibson v. Warrior Met Coal, Inc.
- Case number: 7:24-cv-00095
- Court: United States District Court, Northern District of Alabama, Western Division
- Administrator: Kroll Settlement Administration LLC
- Official Settlement Website: https://www.CoalDataSettlement.com
Sources
Claim form, FAQ, deadlines, administrator information
Court-approved notice describing eligibility and benefits
