700Credit Data Security Settlement: Documented Losses, Alternate Cash and Monitoring

Receiving a notice is part of the class definition. The notice does not say that every person whose information may have been involved, but who was not sent a notice, is included.

• You must be a living person who lives in the United States and who was sent a Data Incident notice saying that your Private Information may have been affected.
• The notice excludes 700Credit’s directors, officers, and agents; their subsidiaries and affiliated companies; government entities; the assigned judge, the judge’s immediate family, and court staff. People who properly opt out are also excluded.

• Choose Cash Payment A if you seek reimbursement for qualifying fraud- or identity-theft losses related to the incident and can provide reasonable documents. It has a stated limit of $2,500 per class member.
• Choose Cash Payment B instead if you do not provide loss documentation. It is estimated at $50, not guaranteed to be exactly $50.
• You cannot receive both cash options. The alternate-cash option is expressly offered instead of the documented-loss option.
• Credit monitoring is separate: no claim form is needed for it.

• Examples include telephone records, correspondence such as emails, and receipts.
• Your own certification, declaration, or affidavit alone does not count as reasonable documentation. It may be included to explain or support other documents.
• You cannot be paid for an expense that another source has already reimbursed, including certain compensation connected to the protection product in 700Credit’s notification letter.
• If the administrator finds your documented-loss claim invalid or finds that you did not provide reasonable documentation, it will be handled as an Alternate Cash claim unless you cure the problem.

A claim does not promise payment of a particular amount.

• The documented-loss amount is capped at $2,500, but it can go up or down proportionally depending on valid claims and the available net settlement fund.
• The alternate-cash payment is only estimated at $50. Its exact amount depends in part on the number of valid alternate-cash claims and money remaining after specified settlement costs and payments.
• For these calculations, the administrator pays credit monitoring first from the net fund, then cash payments, with documented-loss payments taking priority over alternate-cash payments. Any adjustment is by the same percentage.

The notice says cash claims must be timely and valid. It does not set out the contents of the Claim Form in this notice itself.

• Submit a cash-payment Claim Form online by September 22, 2026, or mail it to the administrator so it is postmarked by that date.
• The administrator’s mailing address is: 700Credit Data Incident Settlement Administrator, PO Box 4109, Portland, OR 97208-4109.
• The notice warns that mail may receive a postmark after it is placed in a mailbox or taken to a local post office. It suggests mailing at least a week early, obtaining an in-person manual postmark, or using Certified Mail.

• Keep the notice because it contains the activation code.
• You do not need to submit a claim form for this service.
• The code can be activated only after final approval. The notice directs class members to obtain activation instructions after final approval.

• To leave the settlement, mail a signed written exclusion request by September 8, 2026.
• It must state your name, address, telephone number, email address if any, include your personal physical signature, and say that you want to be excluded from the settlement class.
• You cannot opt out by phone or email.
• If you opt out, you cannot receive settlement benefits, but you are not bound by the settlement or its judgment.

• You may object only if you remain in the settlement class; a person who opts out cannot object.
• A written objection must be filed with the Court by September 8, 2026. A copy also must be sent by U.S. mail to class counsel, defense counsel, and the settlement administrator by that date, or shipped by private courier by that date.
• The notice lists detailed information that an objection must contain, including your reasons, contact information, whether you plan to attend the hearing, and your signature. Page 7 contains the full list and mailing addresses.

• The hearing is scheduled for October 7, 2026, at 2:00 p.m., at the Theodore Levin U.S. Courthouse in Detroit, Michigan.
• The Court will decide whether to approve the settlement and will consider requested attorneys’ fees, costs, and service awards.
• Benefits are to be provided only after Court approval and after the settlement becomes final. The notice cautions that this can take time.
• You do not have to attend the hearing. The hearing date, time, format, or location may change.